For the past two years, consumers have been spending more money at mom-and-pop retail stores than big-box chains, and America’s shopping malls are feeling the impact, according to credit card company Mastercard, Inc. “The consumer is shopping small,” Mastercard Senior Vice President Sarah Quinlan told Bloomberg.Big retail chains still account for the majority of purchases—but many of the wealthiest consumers are bypassing malls for more
Developers are continuing to shrink the size of new single-family homes, according third-quarter housing data compiled by the National Association of Home Builders. The median square footage of a single-family home was 2,378 square feet in the third quarter.In the years following the Great Recession, builders were focused on the higher end of the market, catering to larger-sized homes. But more recently, builders have renewed their focus on the e
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Home buyers were taking out mortgages in higher numbers last week. Applications to purchase a home increased 5 percent and are now 4 percent higher than the same week one year ago, the Mortgage Bankers Association reported Wednesday.But higher home prices appear to be pushing more buyers toward adjustable-rate mortgages, the MBA reports. ARMs tend to carry lower initial interest rates. The ARM share of total mortgage applications is now 8 percent
It’s that time of year when everyone feels the need to share delicious treats, especially at the office. That’s why Lifehacker recently posed the question to its readers of how to work among junk food without pigging out. They collected a list of helpful habits to consider during a season that can sometimes lead to excess. Plan ahead: If you pack a lunch or healthy snacks, you’re much less likely to be tempted by the Christmas cookie tray a
As more homeowners see their property values rise, the number of homes that are seriously underwater continues to decrease. At the end of the third quarter, there were 4.6 million U.S. properties considered seriously underwater, which is down by more than 1.4 million properties from a year ago, according to ATTOM Data Solutions’ Q3 2017 U.S. Home Equity & Underwater Report. That marks the biggest year-over-year drop since the second quarte
Townhouse construction continues to post gains as home shoppers are lured to the sector. Single-family attached housing comprised 26,000 of total housing starts during the third quarter of 2017, according to Census data. That is 18 percent higher than a year prior, the National Association of Home Builders reports in its analysis.The share of new townhomes now stands at 11.8 percent of all single-family starts, NAHB reports. Still, the peak ma
The housing market may be facing some headwinds with ongoing inventory shortages and the looming threat of tax reform from lawmakers, but don’t let these stories spoil your outlook completely. There are several factors sparking more optimism in real estate lately. Here are a few housing indicators you can be thankful for this season:1. New-home sales neared a postrecession high in October.Some inventory relief may be coming to the housing sec
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